How to Find a Rental You Can Afford – An Apartment Hunter’s Guide

There are many reasons why people rent apartments. Some people rent them because the average rents are lower than other housing options. Then there are those who like the idea of community living and the recreational opportunities an apartment complex may offer. And some people just rent them because they have no other options. Whatever your reasons might be, here are some useful tips to help you find the perfect apartment to meet your price and your needs.

Location – You probably want to find a place that is centrally located to your work, school, or favorite hang outs. What good would it do to find a good rental price if you end up spending the money you saved on fuel? Not only that, but the additional driving time would add to your costs.

Amenities – Make sure the apartments you are considering have all the extras you need. For example, if you must have a tennis court in your complex to ensure you stay fit, then you should only look for apartments that have them. On the other hand, if a complex has amenities you don’t need, you might want to look elsewhere to save money.

Living space and decor – Figure out exactly how much space you need and try to stick to it. Keep in mind that extra, wasted space will cost you extra, wasted money. The same thing goes for decor. Some apartments come with fancy designs and vaulted ceilings. If you don’t really have to have those, you will save money by finding a more simple design.

Use an online tool to help you search – There are websites to help you search for apartments using specific criteria. You can use the results of the search to narrow down your list of possible apartments. Once you have a list of possibilities, you can go to each apartment complex link and send a query requesting additional information. A good reason to do this is you’ll have documentation from each place you’re interested in. Here are some questions you might want to ask:

  • Is there a security gate?
  • Do you have security patrols and how often?
  • What is included in the rental amount?

Now that you have all your responses, you should be able to make a short list of places you are very interested in. For every complex on the short list, you need to pay a visit and do the following:

1. Check to see if the area and grounds are properly maintained.

2. Ask to see a sample unit (or the actual unit) of the type you are interested in.

3. Does the place feel safe to you? Sometimes your gut instinct can be absolutely correct.

4. If you get the opportunity, talk to some current residents about the place.

5. If you’re really interested in a particular apartment, don’t take it just yet. Since renting a place is a big decision and the sales staff can be very persuasive, you may want to …

In search of Suburban Apartments? Denver Has the top Suburbs in Colorado

Denver is usually a excellent city, but sometimes it really is just a bit also busy. Maybe that’s why numerous people in the metropolitan region don’t truly live inside the Denver city limits. Here’s a list of good Denver suburbs which are inside a 20-minute commute of downtown.

Lakewood, CO – population: 141,937, typical rent: $866, commute: 15 minutes

Southwest from the capital, Lakewood is certainly one of Denver’s leading locations for outside activities. The community has more than 80 maintained parks, a cultural center, and an amphitheater. The view on the mountains from Lakewood is spectacular.

Wheat Ridge, CO – population: 31,040, average rent: $789, commute: 18 minutes

Northwest with the capital, Wheat Ridge gives a exceptional mix of old and new. Mainly residential, the city doesn’t provide significantly within the way of purchasing and the parks aren’t as good as other areas, but this is one of several less expensive Denver suburbs, so I will not complain too much.

Commerce City, CO – population: 44,067, average rent: $842, commute: 19 minutes

Northeast of Denver, Commerce City is residence for the new soccer stadium for Denver’s professional soccer group: the Colorado Rapids. An added nature bonus you are going to uncover within this city is “The Prime Gateway,” house to a big nature preserve and also a short-grass prairie — you will find not many prairies like this left within the United states now.

Aurora, CO – population: 323,348, typical rent: $841, commute: 19 minutes

Due east of Denver, Aurora has 3 public reservoirs, but apart from that, there is not much to say. Despite the fact that the city wants to stand on its personal and be independent of Denver, it’s mostly a bedroom neighborhood having a few neat perks.

Englewood, CO – population: 32,883, average rent: $746, commute: 19 minutes

Straight south of Denver, Englewood has a great college-town feel with a cool arts scene and plenty of outside activities. Most smaller towns close to important cities like Denver kind of drop their identities to their giant neighbors, but Englewood is all charm. Maybe it is the presence with the University of Denver, or perhaps it’s just that Englewood features a excellent self-image. Public transportation here is amazing and option transportation will be the cool point to do if you live in Englewood.

So, if you are looking to reside just outside from the city in fantastic towns with good apartments, Denver suburbs are the strategy to go. You don’t have to have to go far; the truth is, each of these suburbs keeps your 1-way commute to significantly less than 20 minutes. Happy apartment hunting!…

Mistakes to Avoid When Buying a Home

Buying a home for the first time can be exciting and fun. The issue, though, is that some people jump right in without thinking about everything involved. Not only is this a bad decision, but you might end up regretting it. Before looking for NC Real Estate – North Carolina, take a look at the mistakes below so you can avoid them!

Over Spending

One of the biggest mistakes that is made is over spending. While anyone buying a home can do this, it happens quite a bit with people who are buying for the first time. They buy more house than they can actually afford. There are calculators online that you can input your information into and it will let you know how much you can afford based off of your income. If you do end up over spending, there’s a chance that you’ll struggle to make your payments or even lose your home.

Denying an Inspection

Another big mistake that many people make is denying an inspection. You should get the inspection before an offer is made because you never know what might be going on. You don’t want to just take the seller’s word for it because they could be hiding big problems. Having a certified inspector come in can help you find out about any repairs that are going to need done or any parts of the home that aren’t in the condition they should be.

Forgetting Additional Expenses

Some home buyers completely forget about additional expenses they’ll come across. Not only is there the price of the home, but they also have to remember closing costs, home insurance, any renovations and any repairs. If they spend all of their money on the home price, they won’t have the extra money to take care of these costs and that could lead to an even worse situation.

House Shopping Before a Mortgage

Many first time home buyers also find a house before they apply for a mortgage. Before you even begin looking for a home, you want to get pre-approved for a mortgage. There’re a few reasons for this. For one, you’ll know exactly how much you can spend. You’ll also not end up falling in love with a home that you might not be able to afford. Knowing how much you can borrow means you can look at houses that are only in that price range!

Rushing

One last big mistake that people make is rushing into decisions. For instance, they might go with the first agent or first home they see. This can really make you miss out on a lot of great things. Not only can the agent be horrible, but you won’t see all the houses that are in your price range. Just take your time!

These are all mistakes that can be completely avoided. Not only will the process be more enjoyable for you, but you’ll also have a higher chance of not regretting your purchase. Remember, just take …

The Evolution of Retirement Homes

When we attempt to picture a retirement home or community, what comes to mind? Is it slow and dim environments? Maybe rude grouchy people telling kids to get off their lawn? See, most of what we watch on T.V portrays retirement communities in this negative light, and at one point maybe it was like that, however, times have changed, and these communities are evolving to include amazing homes, beautiful amenities, and engagement with one another.

The Evolution of Retirement Homes

It is no secret that the Florida Retirement community is taking the lead in the evolution of these “Disneyland” communities as many call them now. One such community is located in Sumter County, Florida has taken the leadership role in changing the perception of the golden years living. On land the size of Manhattan and still growing! Many have found their ideal settlement for their golden years here, with over forty gold courses, venules for sporting events and countless of events like theaters, it is no wonder why they have been deemed the fastest growing metro area in the past two years.

So, what is a day like communities like this community? Picture this, a morning filled not by coffee and reading the daily newspaper, but groups of 70-80-year-olds doing Karate! Or the ever-popular water polo. Needless to say, this is not a slow-moving community. As the men are kicking and tumbling on the mats, the women are ready to take their dancing to the next level with belly dance classes. Violet Ray from this community states that her mornings are “crazy”. From morning hula dancing to choreographing a theater show, her days are fuller of work than when she wasn’t retired. I hope we all have her enthusiasm and energy at that age!

Although this community prides itself on its amenities, a new Florida community backs away from the general look of golf carts and gold. The Niche retirement concept is exactly what it sounds like, a community for every kind of hobby you can imagine. For example, the “abode of peace” markets itself to older Indian people who want to mingle and with other Indians. Their daily events range from watching Bollywood movies in the local theater to focusing on serving authentic Indian food every day. The most unique community we found though was one that has been mentioned throughout the nation’s media because of its preferred clientele of toy lovers, and no we are not talking about children’s toys. This community boasts of providing the best homes for people who like collecting large RV’s, boats and cars. The reason this community has been getting so popular is due to the restrictions that other retirement locations have on how much you can have in your home, making this particular location the best option for a hobbyist. For now, the future looks as bright as the Florida sun for these growing retirement communities. It goes without question that we have yet to see the tip of the iceberg, I for one am excited.…

The Hidden Cost of Cheap Air Conditioning Repair

When your air conditioning breaks down or is not functioning as it should, you need to have access to professional HVAC service that can get the job done right. Since we’re all on a budget, it isn’t unusual for people to shop around a bit to get a better deal.

However, there are some caveats that go along with this practice. Cheaper isn’t always better where HVAC is concerned and as a matter of fact, choosing an air conditioning repair company just because it’s cheap might just cost you more in the long run.

The Hidden Cost of Cheap Air Conditioning Repair

Common fraudulent practices in HVAC

Much like car repair, some unscrupulous companies will go out of their way to “repair” issues that don’t exist, sell you parts you don’t need, or avoid doing the work altogether while charging you a premium.

Knowing what to look out for is important, but ultimately, choosing a reputable company that has already gained its customers’ trust should be number one. After all, it is your comfort we’re talking about!

Here are some common red flags to look out for so that you don’t find yourself worse off than you started:

Super-discounted low-ball pricing

The old adage that says “if it sounds too good to be true …” is very accurate when it comes to air conditioning repairs. You simply can’t provide a high level of service without charging for it – and that’s just simple math. Think about it: the technician makes a minimum of $18 – $20 per hour. They probably use a company vehicle. There are expenses involved in maintaining an office, staff, and so on. Knowing all this, do you still think it’s feasible, reasonable or even believable to get a service call for $29?

And how about that “cheap” all-in price for equipment and installation? Some of these companies advertise prices that are far below what the equipment costs, so how could this be possible? If you find pricing that is well below the average of what you see in the industry, chances are it’s a scam – or at the very least, a company that doesn’t know what they’re doing.

Companies that quote your repairs over the phone

This is another way to tell you’re not dealing with a full HVAC deck. It’s impossible to accurately quote an air conditioning repair job over the phone. Any HVAC technician that is worth their muster needs to see the unit and the space it’s in to be able to evaluate repair needs properly.

Now that you know what to beware of, here are a few things you should be looking for when choosing an air conditioning repair service:

Professional website and listings

A reputable HVAC company will have a comprehensive website that lists their services as well as their qualifications, trust seals, and capabilities. True, some small companies are limited in their resources, but a reputable company will always put their best foot forward.

Industry recognized qualifications

An HVAC company should be licensed, insured, and bonded. …